VIAC legal protection
With the leading coverage of the VIAC legal protection, your rights are in good hands at all times.
Worldwide coverage up to CHF 1,000,000 per legal case
Free legal consultations by telephone
Unbeatable price-to-performance ratio
1-year contracts without hidden costs. No deductible, no minimum or maximum dispute value
Your coverage
The offer consists of two main parts: private legal protection (Private) and traffic legal protection (Move). Customers can choose either one or combine both.
If you are a real estate owner or landlord, you can enhance the private legal protection by adding the Immo module. This ensures you're covered for legal matters related to your real estate.
Additionally, you can supplement your private legal protection with the Complete module. This extension provides coverage in nine more legal areas.
Why legal protection is needed
Legal protection is essential for everyday security.
Having issues with your landlord or neighbour? Facing problems with your employer? Experiencing difficulties with the insurance company? What seems like a trivial dispute can unexpectedly escalate into a costly legal battle. Beyond litigation expenses and court fees, you might also face legal charges that can swiftly reach CHF 250 per hour.
With the VIAC legal protection, you are always on the safe side when it comes to your rights. You benefit from legal consultations and are protected against the financial consequences of a legal dispute. In the event of an emergency the attorney's fees, court costs and procedural costs are covered.
Your Coverage
Everyday life
Disputes around contracts and property.
Employment
Disputes with employers.
Health
Disputes with doctors and other medical care providers.
Living
Disputes with landlords and neighbours.
Travel
Disputes related to private travel.
Insurances
Disputes with insurance companies.
Revocation of licence
Proceedings with authorities to revoke driving and vehicle licences.
Property, Rent & Contracts
Disputes around contracts, ownership and rental of vehicles.
Accidents
Disputes in connection with traffic accidents.
Cyber
Disputes relating to data protection, privacy violations, credit card and identity abuse.
Family
Disputes with school authorities and heirs.
Taxes
Disputes with tax authorities.
Building
Disputes with architects, craftsmen and authorities.
Property
Disputes around the ownership of real estate.
Rent
Disputes with tenants.
VIAC | Dextra
The risk carrier and service provider of the VIAC legal protection insurance is Dextra Legal Protection Ltd, a Swiss legal protection insurance company based in Zurich.
As a digital pioneer with close to 80 in-house lawyers and legal experts, Dextra has established itself as the leading independent legal protection insurer. More than 2,000 5-star reviews on Trustpilot and Google prove us right.
See for yourself: our offering stands out with an unbeatable price-to-performance ratio in our competitor comparison.
Frequently asked questions
How long is the insurance cover valid?
The insurance is valid for one year. It is automatically renewed for another year if you do not cancel the contract, at the latest on the last working day before expiry.
Are my partner and my children also insured?
If you have purchased the insurance for you and your household (family insurance), all people living in the same household as you are automatically included in the insurance.
Children living in Switzerland who are not of age and/or are undergoing their initial education are also included, even if they do not live in the same household.
When does the insurance coverage start?
At the beginning of a new insurance contract, there is a waiting period during which no benefits can be claimed.
The waiting period for VIAC legal protection is 30 days. There is no waiting period for criminal and tort law, in administrative proceedings and in the case of prior insurance of the same risk, provided there is no gap in coverage between the change of insurance.
Example: If you enter into a contract for VIAC legal protection with a start date of 01.01.2023, you will benefit from the full insurance coverage from 01.02.2023.
Where does the insurance apply?
The territorial scope depends on which insurance or modules (Private, Move, Complete, Immo) have been selected. Please note that individual areas of law are limited to Switzerland even with worldwide coverage.
Private: Worldwide
Move: Worldwide
Module Complete: Worldwide
Module Immo: Switzerland
As a Dextra client, how can I switch to VIAC's legal protection product?
If you are already insured with Dextra, have taken out the insurance through the website and now wish to switch to the VIAC product, we are happy to assist you. Please contact us at email hidden; JavaScript is required.